Clients are actively increasing their funds on savings accounts, ZGB notes. From June 1 to June 15, their portfolio grew by a record 90 billion rubles, which is almost double the result for the whole of May. The amount of funds raised in rubles in savings accounts reached 1.4 trillion rubles.
Such results are ensured by the trend towards accumulation of clients’ funds in banks. The average “check” of one account was almost 490,000 rubles. Moscow and Moscow Oblast, St. Petersburg, Sverdlovsk and Novosibirsk Oblasts are among the top 5 regions in terms of the number of opened savings accounts.
“In conditions of uncertain dynamics of the key rate and its preservation at a high level, savings accounts are becoming relevant in the line of savings products,” commented ZGB Senior Vice President Dmitry Breitenbicher.
One of the factors influencing the choice is the ability to promptly manage funds, quickly responding to market changes – unlike a classic deposit, money from such an account can be withdrawn at any time.